Qualifying For A New Mortgage
Identifying the steps in the mortgage qualification process including the annual income assessment, credit history check, and down payment amount.
Selecting The Right Mortgage
Understand the difference between fixed vs. variable rate, and open vs. closed mortgages, and how to choose the best mortgage term for your needs.
Determine how much to set aside for closing costs on a home. Includes an overview of legal fees, land transfer tax, appraisal costs, and insured mortgage premiums.
What Happens After My Offer is Accepted?
Be prepared with all of the documentation required to secure a mortgage and finalize an offer to purchase a home.
What You Should Know After Your Mortgage Closes
Key considerations after a mortgage closes including payment frequencies, Property Tax Service, prepayment privileges/penalties, HELOC, missed/defaulted payments, and annual statements.
Introducing Equitable Bank's Business Enterprise Solutions (BES)
When it comes to business friendly expertise for entrepreneurs, investors, and property owners, Equitable Bank can tailor a unique mortgage financing solution to reflect your business dynamics. Learn how.