Term Deposits and Guaranteed Investment Certificates (GICs)

To help you build a stronger portfolio, we offer a variety of GICs through Equitable Bank and Equitable Trust1. Deposits at each member institution are eligible for deposit insurance from CDIC, up to a maximum of $100,000, per insured category.

With guaranteed interest rates and a range of term options, you can diversify your portfolio while protecting your investments too.

Equitable Bank Deposits Products
Product1 Term Issuers Minimum Investment2
Cashable GIC 1 Year Redeemable after 30 days
  • Equitable Bank
  • Equitable Trust1
$1,000
Short-term GIC 30-364 days (Non-Redeemable) $1,000
Long-Term GIC 1-5 years (Non-Redeemable) $1,000

1 Deposit products may be offered by Equitable Bank, or by Equitable Trust—a wholly-owned subsidiary of Equitable Bank—or both. Please contact our Deposit Services team for additional details around how to purchase our products.

2 Your investment dealer may have their own minimum investment requirement.

For an Equitable Bank GIC application, click here.

For more information on CDIC, please click here.

Equitable Bank and Equitable Trust each guarantee payment of the principal amount plus interest to the GIC holder according to the terms of the GIC.

Talk to our Deposit Services team about purchasing a GIC today

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Equitable Bank and Equitable Trust are each members of the CDIC.