From application to release of your tax-free funds, getting a reverse mortgage is simpler than you think. It all starts with a free estimate.
A reverse mortgage allows Canadian homeowners aged 55+ to unlock a portion of the equity they’ve built in their homes and turn it into tax-free cash—all while staying in the home they love.
You’ve worked hard to build up your home’s equity—now’s the time to let it work for you and your loved ones.
Your home remains 100% yours—with no need to sell or downsize.
With the No Negative Equity Guarantee, you’ll never owe more than your home’s worth.
With no regular payments required, you’re free to use your funds how you wish.
If you’d like, use our calculator to get a free estimate of how much you could qualify for.
Or if you’re ready to move forward, simply give us a call.
From application to funding, here’s what you can expect from our simple and straightforward process—including dedicated support every step of the way.
Your specialist will review your application—and you could have conditional approval in as little as 1 day.
Once you submit your requested documents, we’ll order an appraisal for your home.
Review your agreement with your closing and Independent Legal Advice (ILA) lawyers.
On your selected date, we’ll deposit your reverse mortgage funds into your account.
Once you’ve applied, you could receive your funds in as little as 30 days—and you’re free to put them toward what matters to you.
Many Canadians use their reverse mortgage to:
Pay off an existing mortgage and other debts
Supplement retirement income
Help family buy a property
Cover unexpected expenses
Make home improvements
Take more holidays
Here's what you need to know about reverse mortgages
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For a limited time – we are waiving our $995 set-up fee! † Let us help answer any questions you have about our reverse mortgage solutions.
You should hear from one of our specialists within 1 - 2 business days.