Switch Your Mortgage

Making the move

If you’re looking to switch your mortgage from another financial institution, you’ve come to the right place. When you’re up for renewal or thinking of transferring your mortgage mid-term, there’s a lot to consider. From rates to prepayment options to terms and conditions and back again—it can be challenging to find the right lender to match your financing needs

That’s why we now offer a switch option under the EQB Evolution Suite® that makes it easy to find a mortgage at Equitable Bank that’s right for you.

Talk to a mortgage broker today
We can help you to continue building equity in your home

Why choose Equitable Bank

Our switch program is designed to put you first by working with your mortgage broker to understand what you’re looking for and what you can afford. Through our competitive rates and flexible options, we can help you to continue building equity in your home so you can reach your homeownership goals.

Talk to a mortgage broker today to see if you’re eligible for a no-fee transfer with our fixed and adjustable rate options available under the EQB Evolution Suite®.

Adjustable Rate Closed Mortgage

Payment Accelerator

Get more prepayment flexibility with our EQB Evolution Suite® Adjustable Rate Mortgage. To help you pay down your mortgage faster, you can increase your monthly payment up to 15% and make lump sum payments of up to 15% of your original principal balance once every calendar year, without incurring a prepayment charge.

Prepayment Charge

To support your prepayment needs, our prepayment charge is three months’ interest.